# QUBA Solutions > RECRUITMENT FUNDING AND OPERATIONS — POWERED BY TECH, DELIVERED BY PEOPLE ## Posts - [Starting a Recruitment Business, Your Best Decision Yet...](https://quba.solutions/blog/starting-a-recruitment-business-your-best-decision-yet/): If you're working in the recruitment industry and are a successful consultant, the chances are at some point you will have asked yourself the question, what would it be like to run my own agency? - [Tips for Business Owners thinking about transferring](https://quba.solutions/blog/when-to-transfer-funding-provider-2/): If your contract is coming up for renewal in the next six months and you're debating whether to transfer from your current funding provider, here are a few key elements that are worth considering with serious thought. - [Trends in Recruitment: Top Takeaways From the Last 10 Years](https://quba.solutions/blog/top-takeaways-from-the-last-10-years-of-the-recruitment-industry/): The recruitment industry is a fast-paced market that is continuously changing, therefore, it is important to ensure businesses review the top takeaways from over the years to see what has worked and what has progressively changed. - [Driving Successful Recruiters](https://quba.solutions/blog/driving-successful-recruiters/): That commercial savvy consultant will be significantly more effective and profitable in the long term. The modern day manager needs to ensure that consultants are trained and develop the skills required. - [Top Drivers for Agency Growth](https://quba.solutions/blog/top-drivers-for-agency-growth/): With uncertainty still weighing heavily on the market as we move deeper into Q2 of 2019, it is more crucial than ever for recruitment agencies to review their processes and strategies to ensure that they continue to thrive. - [How Do I Fund My Recruitment Startup?](https://quba.solutions/blog/how-do-i-fund-my-recruitment-start-up/): When you've made the decision to set up your own recruitment agency there are many things to consider. However at the forefront for all new business owners the question remains; how do I go about funding my new venture? - [What Your Employment Agency Business Plan Should Include](https://quba.solutions/blog/recruitment-agency-business-plan/): A start up recruitment business plan is very much a document to demonstrate to others the path of your future business. It doesn't need to be overly complicated, long or outlandish, just concise and professional. - [Don't let a slower hiring market slow your agency down](https://quba.solutions/blog/dont-let-a-slower-hiring-market-slow-your-agency-down/): The UK recruitment market is facing one of its toughest periods in recent years. Vacancy numbers are falling, employers are becoming more cautious and competition for every placement is increasing. It would be easy to see this as bad news. However, the agencies that will succeed over the next 12 months are not the ones waiting for the market to recover. They are the ones adapting their strategy now. The latest Indeed Hiring Lab Mid-Year UK Jobs & Hiring Trends Report (August 2026) reveals a market under pressure, but it also highlights where the opportunities lie for recruitment agencies that are […] - [What ongoing economic uncertainty means for recruitment agency cashflow planning](https://quba.solutions/blog/recruitment-agency-cashflow-planning/): Recent data from S&P Global shows that UK consumer confidence improved in July, reaching its highest level in four months.  On the surface, that’s encouraging news. But the wider picture suggests that businesses should remain cautious.  Households are still feeling more pessimistic than they were at the end of last year, concerns around job security remain, and access to additional credit is still proving difficult for many. While confidence may be improving, uncertainty hasn’t disappeared.  For recruitment agencies, this is a timely reminder of the importance of cashflow planning and maintaining clear visibility across the business.  Confidence is improving, but challenges remain The S&P Global Consumer Sentiment Index increased from 42.2 in June to 43.4 in July, marking a four-month high. However, sentiment remains below levels […] - [Zero hours reform: What recruitment agencies need to know](https://quba.solutions/blog/zero-hours-reform-what-recruitment-agencies-need-to-know/): The Government’s consultation on zero hours reform could bring important changes for recruitment agencies that supply temporary workers. The proposals, which form part of the Employment Rights Act 2025, are designed to give workers greater certainty around their hours and working patterns. However, they could also introduce additional responsibilities for recruitment agencies and the businesses they work with. Although the final regulations have not yet been confirmed, now is a good opportunity for agencies to review their existing processes and consider how future changes could affect their operations. At QUBA Solutions, we work exclusively with recruitment agencies. We understand the challenges […] - [UK Recruitment Market Snapshot — July 2026](https://quba.solutions/blog/uk-recruitment-market-snapshot-july-2026/): Employers are still hiring – they’re just changing how they hire If there was one message running through this month’s recruitment and economic data, it’s this: Businesses haven’t stopped hiring. They’re becoming more selective about how they do it.  Across four of the UK’s most closely watched economic reports, a consistent picture is emerging. Employers continue to face economic uncertainty, rising costs and cautious business confidence, yet demand for flexible staffing solutions remains resilient.  For recruitment agencies, that means opportunity still exists but it’s increasingly centred around temporary and contract recruitment.  MARKET SNAPSHOT: 5 Key Numbers 52.7 Temporary Billings Index: Highest reading since April 2023  49.1 Permanent Placements Index: Decline eases to its slowest pace in […] - [Bad Debt Protection for Recruitment Agencies: Why Prevention Matters More Than Recovery](https://quba.solutions/blog/bad-debt-protection-for-recruitment-agencies-why-prevention-matters-more-than-recovery/): For most recruitment agencies, growth and risk tend to increase together. Winning larger clients, placing more contractors, and expanding into new sectors all create opportunities. But they also increase exposure to one of the biggest threats to agency cashflow: bad debt. While many agencies focus on funding, payroll, and placements, bad debt often receives less attention until a serious payment issue arises. The reality is that effective bad debt management starts long before an invoice goes unpaid. What Is Bad Debt? Bad debt occurs when money owed by a client cannot be recovered. In recruitment, this most commonly happens when a […] - [UK Recruitment Market Snapshot — June 2026](https://quba.solutions/blog/uk-recruitment-market-snapshot-june-2026/): Flexibility wins as employers put permanent hiring on hold The latest recruitment and economic data suggests UK employers are becoming increasingly cautious. Permanent hiring has weakened further, service sector activity has slipped into contraction, and construction output has fallen at its fastest pace for six years. Yet despite this uncertainty, one area of the recruitment market continues to gain momentum: temporary and contract hiring. The latest KPMG and REC UK Report on Jobs revealed that temporary billings grew at their fastest rate in more than three years during May, as employers increasingly turned to flexible workforce solutions amid economic uncertainty. This […] - [Recruitment Funding: Factoring vs Discounting – Which Is Right for Your Agency?](https://quba.solutions/blog/recruitment-funding-factoring-vs-discounting/): When you’re running a recruitment agency, cash flow is everything. For many recruitment agencies, the two most common funding options are invoice factoring and invoice discounting. While both help unlock cash tied up in unpaid invoices, they operate very differently and suit different types of businesses. Whether you’re funding temporary workers, managing weekly payroll, or waiting 30, 60 or even 90 days for clients to pay, having access to working capital can be the difference between standing still and scaling confidently. Understanding the differences can help you make a more informed decision about which approach is right for your agency. What […] - [New Government Hiring Support Could Reduce Hiring Costs for Recruitment SMEs](https://quba.solutions/blog/new-government-hiring-support-could-reduce-hiring-costs-for-recruitment-smes/): The government has announced a significant new package aimed at helping businesses hire and train younger workers, and recruitment agencies could be well placed to benefit. For smaller recruitment businesses looking to grow teams, improve training or bring in new talent, the support could meaningfully reduce the upfront cost of hiring. At QUBA Solutions, we regularly support recruitment businesses looking to scale sustainably, helping agencies manage growth, operational pressures and cash flow through specialist recruitment funding, back-office support and recruitment technology. What’s changing? As part of wider apprenticeship and youth employment reforms, eligible SMEs are expected to be able to access: […] - [UK Recruitment Market Snapshot — May 2026](https://quba.solutions/blog/uk-recruitment-market-snapshot-may-2026/): Temporary hiring gains momentum as employers prioritise flexibility  The latest recruitment and economic data shows a slightly different picture to the cautious stabilisation we saw earlier this year.  The UK recruitment market is still far from a full recovery, but one area is beginning to stand out more clearly: temporary and contract hiring.  Across the latest reports from S&P Global and KPMG/REC, employers are increasingly leaning towards flexible workforce models as they navigate ongoing economic uncertainty, rising costs and slower decision-making.  For recruiters, that matters.  Because while permanent hiring remains subdued, the temp market is showing signs of genuine movement, and agencies that can support contract and temporary hiring are increasingly well-positioned.  […] - [The Fair Work Agency: What It Means for Recruitment Businesses](https://quba.solutions/blog/the-fair-work-agency-what-it-means-for-recruitment-businesses/): The UK labour market is entering a new phase of enforcement. With the launch of the Fair Work Agency, the government is consolidating multiple enforcement bodies into a single authority with greater powers and a clearer mandate to ensure workers are paid correctly and treated fairly. This forms part of wider employment reforms outlined in the Government’s Employment Rights Bill. For recruitment businesses, this isn’t just another regulatory update, it’s a shift in how compliance will be monitored, enforced and expected. What is the Fair Work Agency? The Fair Work Agency has been created to bring together existing enforcement functions under […] - [UK Recruitment Market Snapshot — April 2026](https://quba.solutions/blog/uk-recruitment-market-snapshot-april-2026/): MARKET SNAPSHOT: 5 Key Numbers 49.2 Permanent placements index (still declining, but at the slowest rate in 3 years) 48.4 Temporary billings index (decline easing month-on-month) 46 Vacancy index (falling, but at the slowest pace in 10 months) 45.6 Construction PMI (continued contraction, led by weak housing demand) 50.5 Services PMI (still growing, but at its weakest level in 11 months) Stability emerging… but confidence still fragile March’s data paints a picture that most recruiters will recognise: Instead, the UK recruitment market is sitting in a “slow stabilisation” phase, shaped by cautious hiring, rising candidate availability, and wider economic uncertainty. Hiring […] - [QUBA strengthens employee financial wellbeing with move to Cushon workplace pension](https://quba.solutions/blog/quba-moves-to-cushon-for-workplace-p/): QUBA Solutions, a specialist provider of recruitment funding and back-office operations, has successfully transitioned its workplace pension provision to Cushon, reinforcing its long-term commitment to doing right by its people and investing in their financial future. Effective from 1 April, approximately 52 employees across QUBA have moved to the Cushon pension scheme, alongside contractors paid through QUBA’s payroll and funding services. The move reflects QUBA’s belief that financial wellbeing should be simple, transparent, and accessible, not something employees only think about at retirement. By introducing a more modern, engaging pension experience, QUBA aims to give its people greater visibility, control, and […] - [When Umbrellas Offer Credit: The Hidden Risk Ahead of April 2026](https://quba.solutions/blog/when-umbrellas-offer-credit-the-hidden-risk-ahead-of-april-2026/): As the April 2026 umbrella reforms approach, much of the conversation has focused on compliance, liability, and due diligence. But there’s another, less visible risk emerging across the market – umbrella companies providing credit to recruitment agencies. At first glance, it can feel like a helpful solution. In reality, it can introduce significant financial exposure for both umbrellas and agencies – particularly under the new joint and several liability (JSL) framework. Why this is becoming more common As demand increases for compliant umbrella providers, many are onboarding new agencies, particularly through Managed Service Provider (MSP) and Preferred Supplier List (PSL) arrangements. […] - [Why Recruitment Businesses Need a Shareholders’ Agreement (And What to Include)](https://quba.solutions/blog/shareholders-agreement/): Running a recruitment business is fast-paced, competitive, and full of moving parts. While growth and delivery are front of mind, one critical foundation is often overlooked: a well-drafted shareholders’ agreement. If your business has two or more shareholders, this isn’t a “nice to have” – it’s essential for protecting your company, your relationships, and your long-term success. That’s why we’re spotlighting New Road Consulting, specialists in commercial and employment law for the recruitment sector. What is a shareholders’ agreement? A shareholders’ agreement is a private contract between shareholders that sets out how your business is owned, managed, and protected. It typically […] - [UK Recruitment Market Snapshot — March 2026](https://quba.solutions/blog/uk-recruitment-market-snapshot-march-2026/): MARKET SNAPSHOT: 5 Key Numbers 49.2 Permanent Placements Index – the smallest decline in hiring since March 2023, suggesting the recruitment slowdown may be stabilising. 45.8 Vacancies Index – demand for staff continues to fall but at the slowest rate in nine months. 53.9 UK Services PMI – the service sector expanded for the tenth consecutive month 44.5 Construction PMI – construction activity declined again, extending the sector’s downturn to fourteen months. £75+ oil price Energy market volatility linked to geopolitical tensions could increase operating costs and influence hiring decisions. Signs of stabilisation, but new economic pressures remain The latest data […] - [UK Recruitment Market Outlook 2026 | Hiring Trends & Agency Growth](https://quba.solutions/blog/uk-recruitment-outlook-2026-hiring-trends-agency-growth/): Recruitment market insight 2026: Stability is returning but clarity matters more than ever Across labour market data, sector performance indicators and consumer confidence research, the message is consistent: business activity is improving, but hiring confidence remains fragile and margins remain under pressure. For recruitment businesses, this environment makes one thing increasingly important: operational and funding clarity. MARKET SNAPSHOT 5 numbers recruitment leaders should know 54 — Services business activity (PMI)Business activity in the UK services sector rose to 54, where any reading above 50 signals growth, indicating stronger business momentum and expanding demand pipelines.6 46.9 — Permanent placements indexPermanent hiring continues […] - [2026 Recruitment Challenges: Where the Real Pressure Is – and How Agencies Can Respond](https://quba.solutions/blog/2026-recruitment-challenges/): As recruitment businesses look ahead to 2026, one thing is clear: ambition hasn’t disappeared, but it has become more measured. Recent polling* across recruitment leaders highlighted three recurring priorities for the year ahead: Together, these themes point to a sector that wants to grow, but only if the foundations are strong enough to support it. Winning New Clients While Managing Risk The most common priority was securing new business. With tougher market conditions and increased competition, agencies are focused on building more stable and diversified client bases. Several responses pointed to the risks of relying too heavily on a small number […] - [QUBA SOLUTIONS CELEBRATES SOLENT 250 RECOGNITION FOR 2026 ](https://quba.solutions/blog/quba-solutions-celebrates-solent-250-recognition-for-2026/): QUBA Solutions, the UK-based specialist provider of recruitment funding and operations – powered by tech, delivered by people, is proud to announce its inclusion in the Solent 250 for 2026, a respected ranking of the region’s leading privately owned businesses.  Compiled by The Business Magazine, the Solent 250 recognises organisations that demonstrate strong performance, resilience and contribution to the regional economy. QUBA’s inclusion reflects its continued growth, client-led approach and increasing role in supporting recruitment agencies across the UK.  Rik King, Director at QUBA Solutions, commented:  “Being named in the Solent 250 is something we’re genuinely proud of. It reflects the commitment of our team and the strong partnerships we’ve built with […] - [A New Year, A New Window Of Opportunity For Recruiters ](https://quba.solutions/blog/2026-research-for-recruiters/): As we step into 2026, the mood across the UK recruitment market feels noticeably different.  There’s still caution. Growth isn’t roaring back. But compared to the stopstart uncertainty of the past couple of years, recruiters now have something far more useful: clarity.  Across manufacturing, services and construction, the latest UK data points to a market that is stabilising rather than stalling. For recruiters, particularly those thinking about starting their own agency or reviewing their funding — that stability opens up real opportunity Manufacturing: quiet progress, not headlines  UK manufacturing ended 2025 on a more positive footing than many expected. Output and new orders edged back into growth, helped by steadier […] - [Recruitment Finance in a Cooling UK Jobs Market: What Start-Up Agencies Need to Know Going Into 2026](https://quba.solutions/blog/recruitment-finance-in-a-cooling-uk-jobs-market-what-start-up-agencies-need-to-know-going-into-2026/): The UK labour market is shifting once again and for recruitment agencies, particularly start-ups and scaling firms, these shifts have very real operational consequences. The latest KPMG and REC, UK Report on Jobs survey, compiled by S&P Global shows a market that remains subdued, with weaker hiring activity, falling vacancies and rapidly rising candidate availability. For agencies whose cashflow depends on consistent billing cycles, this environment demands sharper financial strategies and greater protections.That’s where recruitment finance, recruitment factoring, and comprehensive bad debt protection becomes essential tools rather than optional add-ons. The November UK jobs market: Cooling, but stabilising The November KPMG […] - [QUBA Enhances DynamiQ Platform with Integrated CRM Designed for Recruiters](https://quba.solutions/blog/dynamiq-crm-module/): A simpler, recruiter-focused CRM module designed to streamline day-to-day operations – now available directly inside QUBA’s DynamiQ platform. QUBA Solutions, a specialist provider of funding, back-office services and operational technology for recruitment agencies, has announced the launch of its CRM function, a new module built directly into its existing DynamiQ platform. The CRM has been designed for small and mid-sized recruitment businesses seeking a streamlined, straightforward alternative to large, complex CRM systems. Starting from £35 per seat, DynamiQ CRM centralises candidate, client and job activity, giving recruiters a clearer, faster way to manage their workflow without unnecessary features or heavy setup […] - [2025 Budget: What It Means for the Recruitment Sector](https://quba.solutions/blog/2025-budget-what-it-means-for-the-recruitment-sector/): Insights and commentary from QUBA Directors. The 2025 UK Budget introduces a range of tax, employment and workforce-related measures that will influence recruitment markets over the coming years. The recruitment sector has always been reactive to fluctuations, and with the budget announcements focusing on longer-term changes which are still subject to subsequent Government input, recruitment agencies need to take these on board, however they will not feel the immediate impact. While many points simply extend policies already in place, several changes will shape hiring behaviour, cost pressures and opportunities for agencies. Below is a clear breakdown of the measures we believe […] - [HMRC Warning to Recruitment Industry: How to Avoid Fraudulent Payroll Schemes](https://quba.solutions/blog/how-to-avoid-fraudulent-payroll-schemes/): In the fast-moving recruitment sector, new payroll solutions and cost-saving ideas appear every day. But recently, HMRC issued a clear and important warning to employers and agencies about the rise of fraudulent payroll schemes being marketed as “tax-efficient models”. At QUBA Solutions, we support agencies across the UK, so we want to break down what this means for your recruitment business, and how to stay safe from fraud disguised as innovation. What is HMRC warning about? According to HMRC, certain providers are targeting the recruitment industry with payroll models claiming to reduce PAYE and National Insurance liabilities using “tax credits” from […] - [Momentum returns for the UK services economy](https://quba.solutions/blog/momentum-returns-for-the-uk-services-economy/): However headcount recovery is only just beginning The October S&P Global UK Services PMI shows that the sector grew again last month. This is the sixth month in a row that the industry is in growth territory and the Business Activity Index is at 52.3. For the jobs market, and for recruiters, the two most important signals in this month’s report are: Those two things combined usually mean one thing for the recruitment world, pent-up hiring that has been paused is now beginning to re-surface. Domestic demand is driving this, not exports The report shows that UK clients are signing off […] - [What Recruiters Need to Know](https://quba.solutions/blog/what-recruiters-need-to-know/): UK Job Market Update Here’s some QUBA insight for recruiters: Confidence among UK households remains surprisingly strong. While the latest S&P Global UK Consumer Sentiment Index dipped a little to 47.4, it still sits well above long-term averages. Job-related optimism remains a bright spot, with more people feeling secure in their incomes and employment, although spending remains tight. For recruiters, this signals opportunity but also the need for accuracy. Here’s what the headline numbers mean for you: So, what should recruitment consultants focus on? - [Companies House Verification: A Smart Nudge for Your Clients](https://quba.solutions/blog/companies-house-verification-a-smart-nudge-for-your-clients/): The countdown to Companies House identity verification is officially on. From 18 November 2025, new rules come into force requiring directors, Persons with Significant Control (PSCs), and those filing on behalf of companies to verify their identity. While many recruitment entrepreneurs are already aware, now’s the perfect moment to double-check your own readiness, and help your clients get theirs in order too. What’s changing and when Identity verification will soon be a core compliance step for UK company ownership and management. Here’s what you and your clients need to know: These reforms are part of a broader government drive to improve […] - [UK Job Market: Signs of Stabilisation Amid Continued Caution ](https://quba.solutions/blog/uk-jobs-market-signs-of-stabilisation-amid-continued-caution/): The latest KPMG and REC, UK Report on Jobs (October 2025) paints a mixed but cautiously optimistic picture for the September recruitment market. While the slowdown continues, there are early signs that the worst may be behind us.  Permanent placements: Decline eases after a tough year  Permanent hiring fell again in September, but at the slowest rate in 12 months, suggesting some stabilisation after a long period of decline. Recruiters cite employer caution, driven by weak economic conditions and cost concerns, as the main reason behind muted hiring activity.  “The jobs market has not yet turned a corner and remains tough, […] - [The 2025 Recruitment Market: What It Means for Your Agency](https://quba.solutions/blog/the-2025-recruitment-market-what-it-means-for-your-agency/): At QUBA Solutions, we know that recruitment success depends on insight. The latest CV-Library Candidate Behaviour Barometer 2025 offers a valuable snapshot of what’s really happening in the UK hiring market, from shifting candidate priorities to the growing role of technology.  Here’s what you need to know, and how agencies can use it to their advantage.  A market of cautious optimism  After a year of uncertainty, candidates are cautiously optimistic. Almost half say they feel hopeful or positive about finding a new role in 2025 but 45% remain worried about job security.  It’s a reminder that while confidence is returning, caution […] - [Recruitment Compliance in 2026: Key Reforms and How to Stay Compliant](https://quba.solutions/blog/recruitment-compliance-in-2026-key-reforms-and-how-to-stay-compliant/): In our earlier article, “Tax liability changes coming April 2026 – Is your umbrella supply chain ready?”, we warned that new rules will shift tax risk up the labour chain, exposing agencies and clients to liability when umbrellas fail. Now, with the Employment Rights Bill and new PAYE/NIC liability rules, the picture is clearer and the urgency greater. Here’s your updated playbook. What’s new 1. Umbrella companies become regulated For the first time, umbrellas will fall under the Employment Agencies Act 1973.Agencies  should now treat them as  partners, with  due diligence on finances, insurance, and pay transparency. 2. Stronger worker rights […] - [QUBA Solutions Turns 10!](https://quba.solutions/blog/quba-solutions-turns-10/): Today marks a major milestone in our journey — QUBA Solutions is officially 10 years old! From our humble beginnings to becoming a trusted name in the recruitment finance industry, this decade has been filled with innovation, growth, and incredible partnerships. We’ve evolved, adapted, and thrived — all thanks to our amazing team, loyal clients, and supportive community. Over the past 10 years, we’ve: This anniversary isn’t just about looking back — it’s about looking forward. We’re more committed than ever to pushing boundaries, embracing change, and continuing to deliver excellence. To everyone who’s been part of our journey: thank you. Here’s to […] - [UK Jobs Market Cools in July as Hiring and Pay Growth Slow](https://quba.solutions/blog/job-market-update-july/): The UK labour market continued to lose momentum in July, according to the latest KPMG and REC Report on Jobs, with hiring activity slowing, vacancies falling, and pay growth easing to its weakest level in over four years. While some sectors showed early signs of resilience, economic uncertainty, cost pressures, and shifting business priorities – including AI adoption – kept recruitment budgets tight. Key Findings from July’s Report Why It’s Happening Jon Holt, Group Chief Executive at KPMG UK, said July’s hiring slowdown reflected “economic uncertainty, the complexities of AI adoption and global headwinds.” Kate Shoesmith, Deputy Chief Executive at REC, […] - [Payroll Fraud & Ghost Workers: How to Spot the Red Flags Before It’s Too Late](https://quba.solutions/blog/payroll-fraud-and-ghost-workers/): In recruitment, trust is everything, between agencies, workers, clients, and financiers. But when that trust is exploited, the consequences can be financially devastating. One of the most damaging threats recruitment agencies face is payroll fraud – particularly the use of ghost workers. These schemes are often sophisticated, but the warning signs are there if you know what to look for. What is Payroll Fraud? Payroll fraud happens when someone manipulates payroll systems for personal gain. One of the most common forms is submitting inflated or falsified timesheets. This type of fraud is dangerous because it can lead to: Once fraudulent payments […] - [Why Margin-Only Deals Could Be Undermining Your Recruitment Agency’s Growth](https://quba.solutions/blog/margin-only-deals/): At first glance, margin-only recruitment deals may seem like a simple, low-effort solution, especially for new or growing agencies. The end-client handles payroll, the contractor gets paid, and you receive your margin. But dig a little deeper, and it becomes clear these arrangements come with significant hidden downsides, many of which can limit your long-term success. At QUBA Solutions, we work closely with agencies at every stage of their growth. We’ve seen how margin-only deals can quietly undermine profitability, professionalism, and future opportunities. Here’s what you need to know before agreeing to one. 1. You Lose Operational Control With a margin-only […] - [The Benefits of Growing a Temp Desk in 2025 - Why It’s a Game-Changer for Recruitment Agencies](https://quba.solutions/blog/building-a-temp-desk/): If your recruitment agency has traditionally focused on permanent placements, 2025 might be the perfect year to seriously consider building out a temp or contract desk. You’re not alone, many perm-led agencies are now looking to diversify and future-proof their revenue. At QUBA Solutions, we partner with new and established agencies every day, helping them successfully launch and scale their temp desks. Here’s why this shift can be transformative for your business, and how we can help you make it happen smoothly. Recurring Revenue = Stability and Growth One of the most compelling reasons to grow your temp desk is simple: […] - [Why Self-Funding Isn’t Always the Smart Move](https://quba.solutions/blog/self-funding-not-always-the-smart-move/): At QUBA Solutions, we understand the appeal of self-funding. Some agencies consider it when working with clients on favourable payment terms, or in situations where a client is deemed uninsurable. On the surface, it might seem like a good way to retain more control and margin. But here’s the truth: funding is only one piece of what QUBA offers – and choosing to self-fund often leads to a lot more stress, complexity, and risk than agencies anticipate. Let’s break down why self-funding might not be worth it, and what you lose when you go it alone. 1. You’re Taking On All […] - [Why Education Agencies ❤ Working with QUBA Solutions](https://quba.solutions/blog/why-education-agencies-%e2%9d%a4-working-with-quba-solutions/): When it comes to managing the complexities of education recruitment, agencies require more than just a funding provider – they need a dependable partner who genuinely understands the unique pressures of the sector. That’s exactly where QUBA Solutions comes in. So, what sets QUBA apart? Here’s why education agencies across the UK are turning to QUBA – and why, once they do, they never look back: Unlimited Funding for Public Sector Clients Education agencies often place candidates into schools that are part of Multi-Academic Trusts, which can have complex payment processes and approval systems. With QUBA, you don’t need to worry […] - [Reflecting on Financial Year '24–25 and Powering into '25–26](https://quba.solutions/blog/financial-year-end-24-25/): By Jenny Underhay, Head of Sales at QUBA As we close the chapter on our 24–25 financial year, I’ve taken a moment to reflect on what has been a truly transformative year for QUBA. It’s been a period of growth, learning, and record-breaking achievements. But more importantly, it’s been a year where we’ve had the privilege of supporting our clients in building, scaling, and succeeding. A Year of Milestones We didn’t just grow, we accelerated. These numbers are more than just metrics, they represent real businesses we’ve helped thrive. Behind every deal is a recruiter with ambition, a team with a […] - [Tax Liability Changes Coming April 2026 – Is Your Umbrella Supply Chain Ready?](https://quba.solutions/blog/tax-liability-changes-coming-april-2026-is-your-umbrella-supply-chain-ready/): In June 2023, the UK government launched a consultation aimed at tackling non-compliance in the umbrella company market. Since then, the current administration has continued to drive this initiative forward, reinforcing its commitment to addressing unethical payment practices in the temporary workforce sector. Over the past two years, key stakeholders – including recruitment agencies, the FCSA, and independent contractor experts – have collaborated with HMRC and the Treasury to shape policy proposals. Leading to a pivotal moment, lawmakers plan to publish draft legislation by mid-July. What We Know So Far This represents a fundamental change in how organisations manage tax risk […] - [Meet Tom!](https://quba.solutions/blog/meet-tom/): Real Talk: Why Partnership Beats Process Every TimeBy Tom Allen Let’s be honest, recruitment’s not for the faint-hearted. It’s fast, it’s unpredictable, and it never really switches off. So when you’re choosing a funding partner, you don’t just need a provider. You need someone who gets it. Someone who gets you. Here are a few truths we live by that make all the difference to the agencies we work with: 1. The Value of Real Conversations You can’t solve real problems with canned responses and ticketing systems. When you’ve got a challenge – or a question you need an answer to […] - [June - Latest Trends](https://quba.solutions/blog/june-latest-trends/): Flexible Workforce Trends and the QUBA Solutions Commitment to Service At QUBA Solutions, we’re not just watching the recruitment landscape evolve, we’re helping our clients navigate it with confidence. The latest labour market data from the ONS shows encouraging growth in the UK’s temporary workforce. A trend that mirrors what we’re hearing from the agencies we support every day. Between late 2023 and April 2025, the number of temporary employees rose from 1.51 million to 1.60 million. This is an increase of more than 85,000 people. Temporary staff now make up 5.4% of all employees, the highest proportion in over a […] - [Reasons to transfer your recruitment funder](https://quba.solutions/blog/reasons-why-you-may-look-to-transfer-your-recruitment-funder/): Change occurs and there may come a time where you are looking to move to a different recruitment funder. Here are some of the reasons why businesses may move recruitment funders: - [Does your Funding Provider Understand your Business?](https://quba.solutions/blog/does-your-funding-provider-actually-understand-your-business/): Why Recruiters Deserve a Finance Partner That Truly Understands Their World When it comes to funding solutions for recruitment companies, we know there are a lot of options out there. But the reality is, most traditional financiers simply weren’t built with recruiters in mind. At QUBA, we work differently—because we’ve been in your shoes. Many of the funding providers you’ll come across offer rigid, outdated solutions. Ticketing systems rather than easy access to real people. They fund businesses in a one-size-fits-all way that often doesn’t align with the fast-paced, ever-changing world of recruitment. We frequently hear from new clients who felt […] - [Considering a Change in Funding Provider?](https://quba.solutions/blog/change-funding-provider/): Considering a Change in Funding Provider? You’re Not Alone. At QUBA, we understand how important reliable service and support are when it comes to choosing a funding partner. Many recruitment agency owners come to us looking for a provider who truly prioritises their needs. If you’re unsure about renewing your current contract, here are a few key things to consider: Is the IT platform easy and efficient to use? Frustrated with clunky systems or limited visibility? You’re not alone. Many directors tell us they struggle to access essential tools like their sales ledger or aged debt reports. That’s why we created […] - [A Day Volunteering at The Great Tail Trail](https://quba.solutions/blog/volunteering-julias-house/): Today was one of those days that reminds you just how vibrant and compassionate our community can be. I had the absolute joy of volunteering for The Great Tail Trail. A unique art trail happening across Bournemouth, Christchurch and Poole. From the moment I put on my volunteer badge, I was swept up in the excitement of it all. Families laughing, kids pointing out their favourite sculptures, couples taking selfies with giant mermaid tails… It was truly magical. My Role I was one of the friendly faces helping visitors find their way, answering questions, and sharing the story behind this incredible […] - [Putting People First: How QUBA Solutions Elevates Recruitment Back Office Support with Outstanding Customer Care](https://quba.solutions/blog/back-office-recruitment-funding/): In today’s fast-paced recruitment landscape, exceptional customer service isn’t just a “nice-to-have”, it’s the foundation of long-term success. At QUBA Solutions, we understand that behind every successful recruitment agency is a team that needs support, not just in operations, but in relationships. That’s why our recruitment back office support is built around one core principle: empowering agencies through reliable service, human connection, and a genuine commitment to your success. A Human Approach to Recruitment Back Office Support Recruitment back office support is more than just handling payroll and paperwork, it’s about freeing up recruiters to do what they do best: build […] - [Affordable Finance Options for Recruitment Startups](https://quba.solutions/blog/affordable-finance-options-for-recruitment-startups-in-2025/): Launching a recruitment agency brings both exciting opportunities and unique challenges. One of the biggest hurdles for new agencies is securing affordable recruitment finance to fund daily operations, support business growth, and ensure long-term sustainability. While there are many financing options on the market, not all are designed with new recruitment businesses in mind, especially if you want to avoid heavy administrative burdens. The good news is that several affordable funding solutions are well-suited for recruitment startups. In this guide, we break down the most effective recruitment financing options to help your agency thrive from day one. Understanding the Financial Needs […] - [QUBA Solutions: Spreading Festive Cheer Through CSR Initiatives](https://quba.solutions/blog/quba-solutions-spreading-festive-cheer-through-csr-initiatives/): At QUBA Solutions, we believe the Christmas season is about more than just celebration. It’s an opportunity to give back, spread joy and support those who need it most. This year, our team is excited to take part in several meaningful initiatives that reflect our commitment to making a positive impact. Here’s how we’re embracing the holiday spirit through our Corporate Social Responsibility (CSR) efforts: Supporting Julia’s House Carol Service Julia’s House, a lifeline for families with seriously ill children, is hosting their annual Christmas Carol Service. We’re proud to sponsor this heartwarming event, bringing our community together to celebrate the […] - [What does the budget mean for recruitment agencies? ](https://quba.solutions/blog/what-does-the-budget-mean-for-recruitment-agencies/): Now that the fanfare around the budget announcement has settled, many UK recruitment agencies are asking a key question. How will these changes impact our bottom line? With adjustments to National Insurance, minimum wage, and new compliance rules for temporary worker payroll, the budget introduces both challenges and opportunities for agencies navigating the labour market. Here’s what recruitment agencies need to know. National Insurance Hike: A Double-Edged Sword for Staffing The headline measure in the budget is the increase in Employers’ National Insurance (NI) to 15%. This, alongside a reduction in the starting earnings threshold from £9,100 to £5,000. This change […] - [QUBA Volunteer Day Spotlight - Julia's House Warehouse](https://quba.solutions/blog/quba-volunteer-day-spotlight-julias-house-warehouse/): Every QUBA employee can take a day to volunteer at a charity of their choice, with full pay. We spotlight a recent Volunteer Day with Alice Swain, our Senior Payroll Officer. Where did you volunteer? ‘I volunteered for Julia’s House at their Creekmore warehouse.’ Julia’s House is a children’s hospice charity providing practical and emotional support to families with life-limited or life-threatening conditions in Dorset and Wiltshire. They offer care at home, in the community, and at their hospices. Their services include end-of-life care, bereavement support, and various therapies. The charity relies on donations, fundraising events, and volunteers to continue its […] - [QUBA Solutions - Back Office Support For Recruitment Agencies](https://quba.solutions/blog/quba-solutions-back-office-support-for-recruitment-agencies/): In today’s competitive recruitment landscape, recruitment back office support has evolved into a crucial part of delivering seamless services for both agencies and their clients. It is more than just the mundane administrative tasks, paperwork, or compliance tasks. It’s the backbone of smooth operations, freeing up recruiters to focus on talent acquisition and relationship building.  At QUBA Solutions, we understand the complexities of the recruitment process. That’s why we offer comprehensive recruitment back office support. Designed to make life easier for recruitment professionals, alongside our recruitment funding. Our aim is to reduce administrative burdens while enhancing operational efficiency – all while […] - [QUBA Solutions Volunteering](https://quba.solutions/blog/quba-solutions-volunteering/): QUBA Solutions Volunteering at the MSP Volleyball Championships for Julia’s House At QUBA Solutions, community engagement is at the heart of our company culture. We proudly offer each employee a paid volunteering day, every year, to give back. This year, four of our Southampton office team members chose to spend their day supporting Julia’s House, a remarkable charity, during the MSP Volleyball Championships on Bournemouth Beach. About Julia’s House ‘Julia’s House is your local children’s hospice, looking after the most seriously ill children in Wiltshire and Dorset. These children need 24 hour care for their complex and often rare medical conditions. […] - [The Different Types of Worker for a Recruitment Agency](https://quba.solutions/blog/the-different-types-of-worker-for-a-recruitment-agency/): Recruitment agencies play a crucial role in connecting employers with suitable candidates. They cater to various employment needs, offering diverse types of workers. Understanding the different types of workers and their employment structures is essential for both employers and candidates. Here, we delve into the different categories of workers that recruitment agencies handle. Including temporary, permanent, PAYE and limited company contractors. We’ll also explore how recruitment funders play a pivotal role in ensuring the success of any recruitment agency.  What are temporary workers? Temporary workers, often referred to as temps, are employed for a specific period or to complete a particular […] - [QUBA Solutions' Journey to Cuba](https://quba.solutions/blog/quba-solutions-journey-to-cuba/): At QUBA Solutions, we believe in pushing boundaries and achieving extraordinary goals when it comes to recruitment funding and charity fundraising! Our latest endeavor, the ‘QUBA to Cuba’ challenge, is a testament to the dedication, teamwork and the commitment to making a difference from our fantastic staff. We set out on an ambitious mission to collectively cover the miles from our headquarters in the UK to Cuba (the country!) through various forms of exercise, all in support of a worthy cause. Pets of the QUBA to Cuba challenge The Challenge: From the UK to Cuba The “QUBA Go to Cuba” challenge […] - [QUBA Volunteer Day Spotlight](https://quba.solutions/blog/quba-volunteer-day-spotlight/): Every QUBA employee can take a day to volunteer at a charity of their choice, with full pay. We spotlight a recent Volunteer Day with Hattie Evans – our senior customer experience consultant. Hi Hattie! Where did you volunteer? ‘I volunteered at the open day for The Luccombe Hub. An alternative education centre for children that can’t attend school (for behaviour issues, trauma and/or learning difficulties).’  The Luccombe Hub is an independent specialist school located in Dorset. Dedicated to providing alternative education for children aged 8-18 with social, emotional and mental health (SEMH) needs.  The charity focuses on those unable to […] - [QUBA & Corporate Social Responsibility ](https://quba.solutions/blog/quba-corporate-social-responsibility-csr/): QUBA Solutions is focused on providing tailored financial solutions for recruitment agencies. Offering services such as recruitment funding, invoice factoring and back-office support. Our mission is to empower recruitment businesses by providing them with the security, flexibility and tools necessary to thrive in a competitive market. In running our company, we also remain deeply committed to corporate social responsibility (CSR), which is reflected in our comprehensive CSR initiatives. These initiatives are centered around three core values: QUBA Solutions – Ethical Recruitment Funders  At QUBA Solutions, we firmly believe in giving back to the community and the wider world. Our current charitable […] - [We support Julia’s House; here’s why and how](https://quba.solutions/blog/we-support-julias-house-heres-why-and-how/): Here at QUBA, we strongly believe for society to thrive, we must all collaborate. Every person, every organisation, every business, has a responsibility towards society, the environment, and each other. Throwback to 2017/2018. We made a conscious decision to support two charities. One local to our Headquarters in Dorset, Julia’s House Children’s Hospice. The other on a national scale, Surfers Against Sewage. To cement our commitment, we established a dedicated CSR (Corporate Social Responsibility) Team. What better way to grasp the essence of our support than through the firsthand accounts of Julia’s House? So here it goes. What is Julia’s House? […] - [How To Pay PAYE Candidates](https://quba.solutions/blog/how-to-pay-paye-candidates/): In May 2025, the ONS estimated that 30.2 million people held pay rolled jobs in the UK a decrease of 0.9% over the past 12 months. Within this, wholesale and retail, health and social work and education account for around 40% of UK employees. Employment in the public sector was estimated at 6.15 million in March 2025, an increase of 7,000 (0.1%) compared with December 2024, and an increase of 35,000 (0.6%) compared with March 2024. To ensure our agency partners can continue to grow their business, QUBA Solutions provides a full PAYE bureau, meaning we handle the whole payroll process […] - [5 Reasons to launch your own recruitment business](https://quba.solutions/blog/crafting-your-future-5-reasons-to-launch-your-own-recruitment-business/): Entrepreneurship in Recruitment – Not Just Another Craze Let’s talk about something exciting – the prospect of launching your very own recruitment business. Entrepreneurship can seem like a daunting idea for most, but trust me, in the world of talent acquisition, it’s a journey worth considering. As someone who’s knee-deep in the finance sector, particularly in supporting recruitment entrepreneurs like yourself with invoice finance solutions, I’ve seen the magic that happens when people decide to take the plunge. In this blog, I’m going to look into why entrepreneurship in recruitment isn’t just another craze – it’s a chance to take back […] - [IR35 – what recruitment agencies need to know](https://quba.solutions/blog/ir35-what-recruitment-agencies-need-to-know/): One of the biggest bumps in the road within the recruitment industry has been the changes to IR35. Even though things seem to have settled over the last few years, if you are a recruitment agency placing or looking to place limited company contractors you need to be aware of IR35 and how it can affect you. So, what is IR35 and what do recruitment agencies need to know? HMRC introduced IR35, or “off-payroll working,” to stop tax avoidance. It applies to individuals who use intermediaries like limited or personal service companies but would count as employees if hired directly. The […] - [Employment law changes in 2024 and how they affect you](https://quba.solutions/blog/employment-law-changes-in-2024-and-how-they-affect-you/): Changes to Employment law will mean updating internal policies and procedures. 7 of these updates are below: 1. Increased Rights to Flexible Working: From January 1, 2024, employees in England, Wales, and Scotland have enhanced rights to request flexible working arrangements. Organisations should review their policies and procedures to accommodate these requests effectively. It’s essential to maintain accurate records of working hours and ensure compliance with the new regulations. 2. Statutory Leave Entitlements for Carers: In 2024, a new statutory leave entitlement will be introduced for carers. As such, employers need to understand details of this entitlement and update their policies. […] - [Important Changes in Immigration Laws for 2024: What Recruitment Agencies Need to Know](https://quba.solutions/blog/important-changes-in-immigration-laws-for-2024-what-recruitment-agencies-need-to-know/): Over the past few years, immigration laws have been constantly changing, causing confusion for many. Non-compliance can lead to hefty fines, especially for recruitment agencies. In 2022, immigration fraudsters heavily targeted recruitment, especially in the medical and construction sectors. To help you navigate these changes, here are the key updates to keep in mind: The above rules do not apply to EU, EEA and Swiss citizens. These changes aim to reduce immigration numbers but may lead to an increase in fake right to work documents being presented to recruitment agencies. It’s crucial for recruitment agencies to stay informed and prepared for […] - [The benefits of growing a temp desk](https://quba.solutions/blog/the-benefits-of-growing-a-temp-desk/): If you’re a recruitment agency that focuses entirely on perm, you may have thought about growing a temp / contract desk at various times. It may be that you’ve not placed temps before, or you’re kept busy with permanent placements. Many agencies show interest in hiring a contract consultant, but they are notoriously hard to hire (the old golden handcuffs!). Everyone knows that growing a temp desk is good for the business but why? Reoccurring revenue Every hour or day that a temporary candidate works you are generating margin. Depending on your set-up with finance, etc. you should be receiving this […] - [State of recruitment market](https://quba.solutions/blog/state-of-recruitment-market/): Introduction: Most sectors in the recruitment market saw a quieter 2023 compared to the heady recruiting sprees post pandemic. Economic uncertainty hung in the air, the cost of borrowing increased significantly and labour shortages continued.  So, what will shape 2024 for the recruitment industry? Various factors such as technological advancements, economic shifts, and the aftermath of global events from 2023 leave many of us wondering: will this year continue on the same trend? Technology: In 2024, technology is playing a pivotal role in recruitment. AI, for most us, is an easy way to write a blog for websites. The future harnessing […] - [Fraud warning – Ghost workers](https://quba.solutions/blog/fraud-warning-ghost-workers/): The Invoice Finance Sector has seen a significant increase in cases of fraud and ghost workers. This typically involves a fraudulent company approaching a legitimate recruitment company and requesting that they put workers on the payroll who aren’t legitimate. What are ghost workers and how can they have an impact? It’s the Director’s and owner’s responsibility to ensure they know their clients. If this fraud occurs, your debt insurance will not cover it. You will be liable to pay us in full. You must have suitable and appropriate procedures in place to prevent any fraud happening. Basic rules, such as meeting […] - [5 Things to consider when placing contractors internationally:](https://quba.solutions/blog/5-things-to-consider-when-placing-contractors-internationally/): 1. Obtaining specialist advice on the country that you are wishing to place the contractor: When placing contractors internationally, every country has its own laws on residency and tax. It is recommended that you seek the advice of a specialist in the relevant country. There are many Umbrella companies that offer such specialist advice and tailored payroll services for individual countries. 2. Debt recovery can be hugely expensive: If possible, get YOUR clients to sign YOUR contract, rather than you sign theirs. That way you’re creating a UK-based contract, with UK terms and conditions. To enforce any contract overseas will be […] - [The Hidden Costs of Recruitment Funding](https://quba.solutions/blog/the-hidden-costs-of-recruitment-funding/): Throughout our 9 years of operating in the recruitment funding world, we’ve had thousands of conversations with recruitment agencies and some of those have been partnered with competitors of ours. One thing that frequently comes up in conversation is hidden fees, or extra costs. Here’s a selection to be aware of: Subscription / Platform Fees Some funding in the marketplace will charge a fee per month for the agency to have access to a back-office platform. Even if they’re not using it. Our market-leading platform doesn’t come at an additional cost to you. Late payment charges If a funding provider is […] - [Modern Slavery – What you should know](https://quba.solutions/blog/modern-slavery-why-you-should-care-and-what-you-should-know/): In today’s interconnected world, the pervasive issues of slavery and human trafficking persist as a dark stain on global society. It is imperative for us all to remain vigilant within our businesses and supply chains. These crimes take various forms – ranging from forced labour and domestic servitude to sexual and criminal exploitation. Shockingly, the International Labour Organization estimates: Even closer to home, the United Kingdom grapples with the harsh reality of modern slavery with Anti-Slavery International suggesting: Recognizing the signs of potential exploitation is crucial in combating modern slavery. Here are 5 indicators to remain vigilant: As a funder to […] - [Get ready for launch in 2024!](https://quba.solutions/blog/get-ready-for-launch-in-2024/): Starting and funding a temporary recruitment agency in the UK in 2024 presents unique challenges. Considering the dynamic nature of the job market and the specific trends within the temporary staffing sector. However, that shouldn’t put you off.  Being Captain of your own ship can be a rewarding and exhilarating experience.  At QUBA Solutions, on average, we enable agencies to go from start-up to £1.2m turnover within their first 12 months of trading.  And it’s all yours… What should you consider once you’ve navigated the “new year new you” posts on LinkedIn? Funding If you intend to recruit into the temp […] - [What to do at renewal stage?](https://quba.solutions/blog/what-to-do-at-renewal-stage/): When approaching the end of your recruitment funding agreement, you may be unsure of what to do. It’s the perfect time to take a step back and assess how your funding partner has performed for you throughout the partnership. You may feel the solution you have in place is acceptable and renewal is the simplest course of action. Or perhaps you’ve experienced some issues, but you don’t feel that you have time to look at it right now. As with any contract renewal, whether it’s your phone, car, or home insurance, it doesn’t hurt to explore alternatives.   You want to […] - [2023 takeaways](https://quba.solutions/blog/2023-takeaways/): For many, 2023 has been a challenging year in recruitment. There has been a downturn in placements, costs have increased, and insolvencies have been on the rise. But it’s not all doom and gloom, there’s been some positives to 2023 with newly formed businesses flourishing despite the economic knock backs as well as established agencies taking the slow down as an opportunity to review their supply chain. Downturn in placements Throughout 2023, permanent hiring has been in steady decline whilst temporary billings has been either flat or growing only a little. As we can see in the UK Report on Jobs […] - [The end result of holding temps’ payroll](https://quba.solutions/blog/the-end-result-of-holding-temps-payroll-conduct-reg-breach/): We hear stories (fairly regularly unfortunately) about recruitment invoice financiers refusing to pay their agencies’ contractors / temps. This is obviously an awful situation to be in and very stressful for the agency. Temporary workers obviously relying on them to be paid. There is no legitimate reason why this should happen. When it does, it is usually because the agency has reached their credit limit with a client. Old invoices are outstanding, or even because the client has become insolvent. As a result, the financier has refused to invoice, pay the workers and pay the agency margin. As well as being […] - [The benefits of recruitment funding – fast and flexible](https://quba.solutions/blog/the-benefits-of-recruitment-funding-fast-and-flexible/): Recruitment funding A type of funding specifically for recruitment agencies that helps to be able to pay temporary or contract workers, while providing support with the back-office administration around this. It is different to traditional invoice finance / factoring and has some specific benefits which are as follows; Advance rate In most cases recruitment financiers are able to advance against each invoice at a higher amount which is normally 100%. The financier will pay the contractor in full and then pay the agency all of their margin / profit minus the financier’s fee. With this, the agency get access to all […] - [The importance of bad debt protection](https://quba.solutions/blog/the-importance-of-bad-debt-protection/): What Is Bad Debt Protection in Recruitment? Bad debt protection, also known as credit insurance, safeguards your recruitment agency if a client becomes insolvent and cannot pay their invoices. It acts as a financial safety net, ensuring your business doesn’t absorb the full impact of unpaid debts. Why Recruitment Agencies Need Bad Debt Protection As a recruitment agency owner, protecting your cash flow is critical. Without credit insurance in place, your business becomes fully liable for any outstanding client debts. If a client enters insolvency and fails to pay, you could face: By securing bad debt protection, recruitment agencies reduce financial […] - [Scary truths about traditional funding](https://quba.solutions/blog/scary-truths-about-traditional-funding/): Throughout our extensive years of offering recruitment businesses invoice factoring solutions, QUBA Solutions has come across traditional funding or widely known as invoice discounting methods. We’ve seen it happen again and again, agencies failing because the foundations they’ve built themselves on are unsuitable.Cheap? Yes. Flexible and reliable enough for growing recruitment agencies? No. 1) The funding level The percentage of invoice value a traditional lender will provide can be anywhere between 70-90%; even 95% of invoice value. This can cause issues particularly when you are using an umbrella company, paying a VAT registered limited company, and even more so when working […] - [Could your Supply chain cost you a six figure tax bill?](https://quba.solutions/blog/could-your-supply-chain-cost-your-business-a-six-figure-tax-bill/): Recruitment agencies across the UK regularly rely on umbrella companies to handle payments for their temporary workers. Unfortunately, very few business owners are aware of how this can potentially lead to corporate insolvency or even personal bankruptcy. Quite frighteningly, HMRC can issue a huge bill to recruitment agencies if an umbrella company in their supply chain fails to comply with VAT legislation. If an umbrella company disappears without paying its VAT liability or under-declares the VAT it owes, HMRC can investigate the supply chain and hold others accountable if it suspects fraud has occurred. This is known as ‘The Kittel principle […] - [Why should a recruitment funder be a UK Finance member?](https://quba.solutions/blog/why-a-recruitment-funder-should-be-a-uk-finance-member/): QUBA Solutions and UK Finance: What Our Membership Means for You UK Finance serves as the collective voice of the banking and finance industry in the UK. Representing over 300 member firms, it plays a key role in promoting competitiveness, driving innovation, and ensuring that customers receive the support they need from financial service providers. The organisation is widely recognised as an authoritative and balanced industry body, taking an evidence-based approach to advocacy and standards. Its members span a wide range of financial services, including banking, asset-based lending, payments, and capital markets, both within the UK and internationally. In 2017, QUBA […] - [Benefits of permanent recruitment funding](https://quba.solutions/blog/benefits-of-permanent-recruitment-funding/): Why would a recruitment consultancy have their permanent invoices funded? That’s a great question—and one we hear from time to time. Funding your perm invoices offers several benefits. While not every recruitment business will need it, it can be an extremely helpful—and sometimes essential—solution. The main benefits are as follows; Cashflow This is probably the main reason that agencies will look to have their perm invoices funded. The ability to be able to access the funds from an invoice before the client has paid it. The financier typically advances a percentage of the invoice when the candidate starts their new role. […] - [Reporting requirements for employment intermediaries](https://quba.solutions/blog/reporting-requirements-for-employment-intermediaries/): Employment intermediary reporting is an essential part of running a recruitment agency; submitting the reports are compulsory. Read our help guide to employment intermediary reporting below. What is an Employment Intermediaries Report? An agency that supplies temporary workers to an end client and does not pay those workers on a PAYE (Pay As You Earn) basis, will need to submit an employment intermediaries report. This obligation means you must report on any worker paid through an umbrella company, CIS (Construction Industry Scheme) contracting company, personal service company, or similar third-party entity. This report is a critical compliance measure for agencies, ensuring […] - [5 Steps To Setting Up Your Own Recruitment Agency](https://quba.solutions/blog/5-steps-to-setting-up-your-own-recruitment-agency/): The first 5 steps to setting up a recruitment agency of your own. - [Traditional Invoice Finance Alternatives](https://quba.solutions/blog/traditional-invoice-finance-alternatives/): How does traditional invoice finance work? If you use a bank for recruitment finance, they will typically advance anywhere between 70% to 90% of the invoice value. How does that work in practice? In simple terms, you will produce your own invoices and upload them to the bank’s invoice platform. The bank will advance the relevant percentage to you, minus their fees. You will receive the balance when the client pays the invoice. (e.g. if you charge your client £1,000 + VAT, you can typically draw down 80%, or £800 + VAT at first.) How will I pay my temporary workers? […] - [Why Security Checks are so Important](https://quba.solutions/blog/why-security-checks-are-so-important/): Working in the recruitment world, you might already be aware of the need for security checks. Here we delve into why they are so important, and how they can ultimately help your business. Why They Are So Important – In Short  The Importance of Security Checks in Recruitment Checks are particularly vital in recruitment due to the nature of the industry, which involves handling large amounts of personal and financial data. In recruitment, the stakes are high, as the information being managed pertains to people’s careers and livelihoods. Any breach can result in severe consequences, including identity theft, financial loss, and […] - [Admin Can Make or Break an Agency – the DANGERS of using traditional finance vs QUBA Solutions](https://quba.solutions/blog/admin-can-make-or-break-an-agency/): What can go wrong for your agency from using a traditional finance solution? We are asked all the time, what do we do that factoring doesn’t? What are the dangers of using traditional financing options? What are the differences? Well strap in, because here are some pretty important things to consider, all of them pointing to the age-old lesson of ‘cheaper isn’t better!’ Percentage of invoice value This can be anywhere between 70-90%; even 95% of invoice value. This can cause issues particularly when you are using an umbrella company, paying a VAT registered limited company, and even more so when […] - [Can't Find the Right Talent? Go to them!](https://quba.solutions/blog/cant-find-the-right-talent-go-to-them/): With recruitment the way that it currently is – more of a bunfight over the best talent than ever before – it is vital to find new ways to expand your search, expand your reach, and expand your business’ pulling power. We know it in life, and in business; “standing still” in never synonymous with growth, with progress, or with a healthy future. So, what can we do about it? Offer more benefits? Offer flexible hours? Make working from home an option as standard? Or could you go to where the talent is? We know the advantages of having the possibility […] - [Business Software to Stay Connected](https://quba.solutions/blog/stay-connected-even-by-the-pool-%e2%98%80%ef%b8%8f/): With our recruitment business software, you can stay in control of your business at all times, even by the pool! Summer is well and truly upon us, and with it holiday season. Not just for your network; your candidates, clients, your team and your colleagues… but for you too! Now, taking time off is vital. It is an essential part of work life balance – taking time out to recharge and reset. For many of us though, if we take ourselves out of the equation, our desk, our business, and our revenue stream can grind to a halt. We don’t all […] - [What Are Your 'Bad Clients' COSTING You?](https://quba.solutions/blog/what-is-your-nightmare-client-costing-you/): Running a successful business doesn’t just rely on your ability to win new work and clients. It relies on dropping bad clients too. Letting go of work may sound counter intuitive, but it is so often a fundamental key to a business’ success. You wouldn’t believe how many customers we’ve seen running temp desks at a loss. Maybe your margins keep shrinking, or you’re still holding on to legacy clients you haven’t had the courage to drop. So ask yourself—are you ready to walk away from a client if it no longer makes business sense? Understanding your boundaries are vital and […] - [More Women Are Starting Businesses Than Ever Before](https://quba.solutions/blog/more-women-are-starting-businesses-than-ever-before/): Last year, according to the Times, an all-time high of 145,200 new businesses were started by female entrepreneurs. Although women-led businesses still only account for 17% of all UK business, the number is on the rise. Across the UK, a growing percentage of high-growth scale-ups are being led by women. Acknowledging and celebrating this is vital if this trend of increased equality in the business world is to continue. Not just on the odd ‘women in business day’ social media frenzy! We have seen a growing number of female entrepreneurs not just starting their own recruitment companies but turning them rapidly […] - [Frequently Asked Questions: Transferring Funding Providers](https://quba.solutions/blog/frequently-asked-questions-transferring-funding-providers/): Why would you change funding providers? There are a few reasons that you may consider transferring your current funding provider, here are some of the main ones: Your current deal is not cost effective It’s no secret that you need to pay your invoice finance provider for their services. With a percentage of each invoice value going to the provider, some of the bigger invoice finance providers only give you an agreed percentage of your invoice value in advance, typically 75% – 90%.  The consequences of this will be a shortcoming of profit, and your margins will be squeezed with some […] - [State of the Recruitment Market 2022](https://quba.solutions/blog/state-of-the-recruitment-market-2022/): Across all sectors, the recruitment market is thriving with activity and prosperity. “We have found the current market to be the strongest since 2008. Very high demand with a wealth of talent being on offer. We have found a strong increase in salaries in the PAYE Market as well as the contract market.” We caught up with several recruitment business owners across a cross section of different industries and the unanimous analysis is overwhelmingly positive. Companies are growing quickly in 2022 due to the economy bouncing back. As a result the recruitment industry is experiencing an undeniable boom. “The Temporary Recruitment market has […] - [What are the steps to setting up your Recruitment Company?](https://quba.solutions/blog/steps-to-setting-up-your-recruitment-company/): If you are an established recruiter right now, you already have everything you need to be able to set up your own successful recruitment company. 2022 promises to be another incredible year for the recruitment industry, and the trend of recruiters setting up on their own to capitalise on the booming market is continuing. It can seem daunting, the prospect of setting up your own company. But it needn’t. Obstacles in setting up your recruitment company: Branding In order to operate your own company – you’ll need a name, a brand and to get it all registered. This is not as […] - [How important is customer service?](https://quba.solutions/blog/how-important-is-customer-service-to-you/): The importance of Customer Service - [Do you need Gross Status or are you being mis-sold to?](https://quba.solutions/blog/does-your-recruitment-company-start-up-need-gross-status/): There is plenty to think about when setting up your recruitment business, and lots of things that quite frankly you are better off leaving to the experts. - [Things Recruitment Owners Wish They Knew Before They Started](https://quba.solutions/blog/the-top-things-recruitment-owners-wish-they-knew-before-they-started/): if you’re setting up your own recruitment company then going in with your eyes wide open is going to save you a LOT of time, money and stress. - [Key Information Documents](https://quba.solutions/blog/key-information-documents/): Importance of implementing Key Information Documents within your business. - [What is the Cost of Starting a Recruitment Business?](https://quba.solutions/blog/cost-of-starting-a-new-recruitment-agency/): If you have decided that forming your own agency is the route you want to take, you will no doubt be asking yourself; How much money do I need to start my own recruitment agency? - [Questions to ask yourself when choosing your funding provider](https://quba.solutions/blog/choosing-your-funding-provider/): For a recruitment business, aligning yourself with the correct funding provider is key whether it is your first day in trading or your fifth year. Funding can be provided in several different methods, with additional back office elements changing from one provider to another. As such, ensuring your financier matches your business needs is key. - [When to transfer funding provider](https://quba.solutions/blog/when-to-transfer-funding-provider/): We have many recruitment agency owners looking to see if the grass is greener, so here are some key elements to consider when thinking about transferring providers. - [What You Need to Know When Setting Up a Recruitment Agency](https://quba.solutions/blog/how-to-start-your-own-recruitment-agency/): If you're an experienced recruiter and want to look at forming your own recruitment business, then our guide should help you get started - [What Can You Learn From Top Business Leaders?](https://quba.solutions/blog/what-can-you-learn-from-top-business-leaders/): In any walk of life, learning from those who go before you is the most assured way of avoiding prior mistakes and repeating successes. Taking the time to understand why someone is successful can help you to mirror that in your own life, or business.   With that in mind, what can we learn from top business leaders in the UK? Here, we look at the tips for success from three prominent UK business leaders: Sir Richard Branson – Founder of the Virgin Group Internationally renowned businessman Sir Richard Branson’s tips involve perseverance, visibility, and ensuring that you listen, to both […] - [Companies House - Filing False Accounts](https://quba.solutions/blog/filingfalseaccounts/): If something sees too good to be true, it probably is. - [Understanding Debt and How It's Crucial to Running a Successful Recruitment Business](https://quba.solutions/blog/understanding-debt/): Over 200 new agencies start up every month but despite early stage success many fail and only 20% make it to a headcount beyond double figures. ## Pages - [Debt Protection](https://quba.solutions/debt-insurance-protection/) - [Recruitment Funding and Operations](https://quba.solutions/funding-and-operations-for-recruiters/): Recruitment funding and operations Powered by tech, delivered by people All-in-one recruitment funding, CRM, payroll and back office support – built to help recruiters grow with confidence. 100% funding • Intuitive technology • Dedicated experts who know recruitment Recruitment is hard enough without the admin getting in the way Cash flow pressure. Compliance worries. Late nights spent on payroll and credit control.Most recruiters don’t struggle because of a lack of ambition – they struggle because their systems and providers don’t keep up. At QUBA, we believe growth should feel controlled, not chaotic. At QUBA, we believe growth should feel controlled, not […] - [Sitemap](https://quba.solutions/sitemap/): Sitemap Welcome to the QUBA Solutions HTML sitemap. Below you’ll find a full list of pages across our site, including information on our funding solutions, sectors we support, resources, articles, and support pages. Funding Solutions Sectors About us Articles Help & Support Compliance & Policies Book Appointment XML Sitemap - [CRM Module](https://quba.solutions/dynamiq-recruitment-management-platform/dynamiq-crm/): Client-centric In Our Approach “At Delta Personnel, we have always appreciated that DynamiQ genuinely reflects the way recruiters actually work. During a conversation with QUBA we highlighted that the platform already had the foundations of a strong CRM. From that point the idea began to grow, and we were pleased to play a key role in testing the early versions. QUBA took on board every piece of feedback and worked closely with us throughout the process. The end result is a system that feels simple, fast, and completely aligned with the real day to day life of a recruiter. It streamlines […] - [Transfer](https://quba.solutions/recruitment-funding-solutions/upgrade-recruitment-funding/) - [Domain for Email](https://quba.solutions/use-your-domain-email/): Send emails from your own domain Reinforce your recruitment agency’s brand with every email Build trust, improve engagement and keep worker communications under your agency’s name.  Instead of emails being sent from @quba.solutions, we’ll send them from your own company email address, such as info@youragency.co.uk or queries@youragency.co.uk.  Using your own domain email helps create a more professional experience for candidates and clients, while keeping your recruitment agency front and centre.  ✔ Completely free  ✔ Set up in just 3 simple steps  ✔ Replies come directly back to your agency  Why send emails from your own domain? Keep your agency front and centre Every email your candidates and clients receive is an opportunity to reinforce your agency’s […] - [Recruitment Agency Referral Scheme](https://quba.solutions/refer-a-company/): Refer a Recruitment Agency to QUBA and Receive a £500 Voucher* Know a recruitment agency that could benefit from better funding, streamlined operations, and expert back-office support? When you refer a recruitment agency to QUBA and they become a client, we’ll reward you with a £500 voucher as a thank you. QUBA supports recruitment agencies across the UK with funding, payroll, invoicing, credit control, compliance support and technology, helping agencies start, scale and grow with confidence. Get in touch with your Customer Experience Consultant, or contact us through the form, to refer a company. How the Referral Scheme Works Who Should […] - [Executive Search](https://quba.solutions/sectors/executive-search/) - [Hospitality & Events](https://quba.solutions/sectors/hospitality-events/) - [Brandable Timesheet App](https://quba.solutions/dynamiq-recruitment-management-platform/brandable-timesheet-app/) - [LP - Start A Recruitment Agency](https://quba.solutions/lp-start-a-recruitment-agency/) - [LP - Back Office Recruitment Solutions](https://quba.solutions/lp-back-office-recruitment-solutions/) - [LP - Invoice Factoring](https://quba.solutions/lp-invoice-factoring/) - [Sustainability](https://quba.solutions/about-us/sustainability/) - [Life Sciences](https://quba.solutions/sectors/life-sciences/) - [Transport & Logistics](https://quba.solutions/sectors/transport-logistics/) - [Frequently Asked Questions: Transferring Funding Providers](https://quba.solutions/frequently-asked-questions-transferring-funding-providers/): Why would you transfer funding providers? There are a few reasons to consider transferring your current funding provider, here are some of the main ones: How easy is it to transfer debt from one provider to another? What is the transfer process and what is involved? How do Quba approach funding and debt transfer? If you are interested in learning more about how to transfer your funding provisions and why Quba could be the right fit for you, drop us a line on 01305 239986 for a confidential chat. - [Download our QUBA Solutions brochure now](https://quba.solutions/download-our-quba-solutions-brochure-now/): Innovative, personable recruitment funding Secure, flexible ways to fund your temps - [Case Studies - FHP](https://quba.solutions/about-us/case-studies-fhp/) - [Case Studies - Girling Jones](https://quba.solutions/about-us/case-studies-girling-jones/) - [Case Studies - Principal Education](https://quba.solutions/about-us/case-studies-principal-education/) - [Case Studies - YSA](https://quba.solutions/about-us/case-studies-ysa/) - [Case Studies - Thrive Education](https://quba.solutions/about-us/case-studies-thrive-education/) - [Flexible ways to fund your recruitment business temps](https://quba.solutions/flexible-ways-to-fund-your-recruitment-business-temps/): Innovative, personable recruitment funding. Secure, flexible ways to fund your recruitment business temps - [DynamiQ](https://quba.solutions/dynamiq-recruitment-management-platform/dynamiq/) - [Sectors](https://quba.solutions/sectors/) - [Careers](https://quba.solutions/about-us/careers/) - [International recruitment funding](https://quba.solutions/recruitment-funding-solutions/international-recruitment-funding/) - [Lite recruitment funding](https://quba.solutions/recruitment-funding-solutions/lite-recruitment-funding/) - [Start-up construction recruitment funding](https://quba.solutions/recruitment-funding-solutions/start-up-construction-recruitment-funding/) - [Temp recruitment funding](https://quba.solutions/recruitment-funding-solutions/temp-recruitment-funding/) - [Engineering](https://quba.solutions/sectors/engineering/) - [Energy & Utilities](https://quba.solutions/sectors/energy-utilities/) - [Accounting, Banking & Finance](https://quba.solutions/sectors/accounting-banking-finance/) - [Education](https://quba.solutions/sectors/education/) - [Healthcare](https://quba.solutions/sectors/healthcare/) - [Technology](https://quba.solutions/sectors/technology/) - [Recruitment Funding Solutions](https://quba.solutions/recruitment-funding-solutions/) - [Clients](https://quba.solutions/about-us/clients/) - [Timesheets & Timesheet App](https://quba.solutions/dynamiq-recruitment-management-platform/timesheets-timesheet-app/) - [Our Vision](https://quba.solutions/about-us/our-vision/) - [About QUBA Solutions](https://quba.solutions/about-us/) - [Perm recruitment funding](https://quba.solutions/recruitment-funding-solutions/perm-recruitment-funding/) - [Contact us](https://quba.solutions/contact-us/): Let’s talk about your business needs Need a recruitment funding solution? Get in touch with us on 0333 049 1099 or book an appointment to speak to our consultants. - [Construction](https://quba.solutions/sectors/construction/) - [Corporate Social Responsibility](https://quba.solutions/about-us/corporate-social-responsibility/) - [Partners](https://quba.solutions/about-us/partners/) - [Case Studies - Smartcall](https://quba.solutions/about-us/case-studies-smartcall/) - [DynamiQ Recruitment Management Platform](https://quba.solutions/dynamiq-recruitment-management-platform/) - [Homepage](https://quba.solutions/) - [Legal - Cookie Policy](https://quba.solutions/cookie-policy/): Cookie Policy How & Why We Use Cookies On This Site A cookie is a small file of letters and numbers that we store on your browser or the hard drive of your computer if you agree. Cookies contain information that is transferred to your computer’s hard drive. Our website uses cookies to distinguish you from other users of our website. This helps us to provide you with a better experience when you browse our website and also allows us to improve our site. We may use the following types of cookie: You can find more information about the specific cookies […] - [Legal - Modern slavery](https://quba.solutions/modern-slavery/): MODERN SLAVERY & HUMAN TRAFFICKING STATEMENT 2023 to 2024 Introduction from the Board Slavery and human trafficking remain a blight on our global society. We acknowledge our responsibility to be alert to the risks within our own business and in the wider supply chain. This statement sets out QUBA’s assessment of any potential modern slavery risks related to its business. The steps put in place to ensure that there is no slavery or human trafficking in its own business and its supply chains. It relates to the financial year ending on 30 June 2024. Organisational Structure QUBA provides both a finance […] - [FAQs](https://quba.solutions/faqs/): FAQs Below are some of our most frequently asked questions (FAQ’s). If you would like anything explained in further detail please don’t hesitate to get in touch with us. Set Up FAQs Working With QUBA FAQs Why QUBA FAQs - [Latest news, blogs and articles](https://quba.solutions/blog/): Read our news, blogs and articles - [Legal - Privacy Policy](https://quba.solutions/privacy-policy/): Privacy Policy Introduction We are QUBA Solutions Limited (Registered in England & Wales No. 07907578) of Concept House, Stoney Croft Rise, Chandler’s Ford, Eastleigh, SO53 3LD. This Privacy Policy sets out the basis on which we use personal data in the course of our business activities. When we provide standard Recruitment Funding services to an Agency, we act as a data processor in respect of the Agency’s information and the Agency is the data controller. You will therefore need to refer to the specific Agency’s privacy policy to understand how your data will be used by them and their data processors. When we provide Startup Construction Recruitment Funding […] ## Optional - [Agent (MCP protocol)](websites-agents.hostinger.com/quba.solutions/mcp) [comment]: # (Generated by Hostinger Tools Plugin)